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Posted by: Kim Banting
🏡The Mortgage Process in 5 Simple Steps: Here’s a simplified breakdown of what happens behind the scenes and why each step matters: Pre-Approval – This is where it all begins. We assess your income, debts, credit score, and financial goals to determine how much you can borrow. Getting pre-approved also shows sellers you’re serious — […]
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Start Your Home Buying Journey with Confidence! If you’re planning to buy a home, getting pre-approved for a mortgage is one of the smartest moves you can make. It not only shows sellers you’re serious, but it also gives you a clear picture of what you can afford. But before you sit down with a […]
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You might be surprised to learn that you don’t need to be one of the uber-rich or make six figures to have a second property. You just need to have knowledge, determination and financial planning! If you are considering purchasing that second property to use as a rental property, there are a few things to […]
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Buying a home is one of the most important financial decisions you will make. It’s common for a first-time homebuyer, or even someone who is experienced in the process, to feel overwhelmed when it comes to industry jargon. To help you understand the process and have confidence in your choices, I have put together some […]
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Purchasing your first home is truly one of the most exciting and rewarding moments in life; regardless of whether you’re buying an apartment, townhouse, rancher or two-story family house. Not only is buying your first home an amazing accomplishment that comes with a great sense of freedom and security, but it is also a great […]
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For the past year, the number of people looking to buy homes outside of the city has skyrocketed. Many want more space and are looking to rural properties, so I wanted to pass along some information to you! Before you dive into country living, there are a few things you should know: Check The Zoning: […]
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Ok, so you’ve gotten a pre-approval to buy a home! You are excited and ready to start shopping. But slow your roll… there are specific requirements that you must continue to meet until your closing date, or you risk the lender denying to forward your loan. 1. Change in Employment Status or Income When you […]
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I’m not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it’s more important than ever to discuss this important and controversial topic… Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider…. When you […]
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One of the best reasons to work with a licensed mortgage professional is interest rate. Everyone is concerned with rates. We all want to get the best rate, and while it is true that big banks often have the lowest interest rates, it’s their terms and conditions that may not always be in your best […]
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There are 3 important things you need to do before you begin shopping for a home. I know you’re excited, and you just want to jump right in, but there are a lot of obstacles that can pop up along the way, and you want to be sure that the decision you make is one […]
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