17 May

Thinking About Investing in a Rental Property?

General

Posted by: Kim Banting

You might be surprised to learn that you don’t need to be one of the uber-rich or make six figures to have a second property. You just need to have knowledge, determination and financial planning! If you are considering purchasing that second property to use as a rental property, there are a few things to […]

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13 Apr

Feeling Lost with Mortgage Terminology? This May Help.

Mortgage Tips

Posted by: Kim Banting

Buying a home is one of the most important financial decisions you will make. It’s common for a first-time homebuyer, or even someone who is experienced in the process, to feel overwhelmed when it comes to industry jargon. To help you understand the process and have confidence in your choices, I have put together some […]

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25 Mar

Are You a First Time Home Buyer?

Mortgage Tips

Posted by: Kim Banting

Purchasing your first home is truly one of the most exciting and rewarding moments in life; regardless of whether you’re buying an apartment, townhouse, rancher or two-story family house. Not only is buying your first home an amazing accomplishment that comes with a great sense of freedom and security, but it is also a great […]

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19 Mar

5 Considerations Before Buying a Rural Property

Mortgage Tips

Posted by: Kim Banting

For the past year, the number of people looking to buy homes outside of the city has skyrocketed. Many want more space and are looking to rural properties, so I wanted to pass along some information to you! Before you dive into country living, there are a few things you should know: Check The Zoning: […]

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12 Mar

4 Mistakes to Avoid Before Your Mortgage Loan Closes

Mortgage Tips

Posted by: Kim Banting

Ok, so you’ve gotten a pre-approval to buy a home! You are excited and ready to start shopping. But slow your roll… there are specific requirements that you must continue to meet until your closing date, or you risk the lender denying to forward your loan. 1. Change in Employment Status or Income When you […]

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3 Mar

What’s the Better Investment?

Mortgage Tips

Posted by: Kim Banting

I’m not a financial advisor, nor am I an expert in investing, but in these turbulent economic times it’s more important than ever to discuss this important and controversial topic… Even today, both mutual funds and real estate still offer investment potential. Wondering which is better? Here are a few things to consider…. When you […]

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24 Feb

Think Beyond Good Rate

Mortgage Tips

Posted by: Kim Banting

One of the best reasons to work with a licensed mortgage professional is interest rate. Everyone is concerned with rates. We all want to get the best rate, and while it is true that big banks often have the lowest interest rates, it’s their terms and conditions that may not always be in your best […]

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5 Feb

3 Steps Before You Buy a Home

Mortgage Tips

Posted by: Kim Banting

There are 3 important things you need to do before you begin shopping for a home. I know you’re excited, and you just want to jump right in, but there are a lot of obstacles that can pop up along the way, and you want to be sure that the decision you make is one […]

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27 Jan

How to Make Real Estate Affordable

General

Posted by: Kim Banting

Let’s talk about how to make investing in real estate more affordable. While it’s true that many of the world’s wealthiest people got that way by investing in real estate, the reality is for most of us, it’s difficult to come up with the hefty 20% down payment required to buy an investment property. Here […]

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19 Jan

6 Ways to Create Wealth

General

Posted by: Kim Banting

Did you know that most of the wealthiest people in the world got to where they are by investing in real estate? It’s actually been referred to as the #1 Millionaire-Maker. By having an understanding of how money works and making smart, responsible choices, you can build a secure financial future for your family. So […]

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